 
     
    
LOST OR STOLEN CARDS AFTER HOURS, PLEASE CALL
ATM OR DEBIT CARD:
1-800-264-5578
CREDIT CARD:
1-866-552-8855
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Accounts
First United Bank has several accounts tailored to suit your
needs. From IRAs to help you save for retirement to a variety
of checking accounts, we have just what you are looking for.
Click here to see our savings accounts.
Checking Plans
We offer a variety of "Privilege" personal
checking account services.
Privilege Free Checking
- No minimum balance
- Non-interest bearing
Privilege Interest Checking
- Minimum daily balance of $500, or $1,000 average
balance, or $5,000 CD or savings. ($3.00 + 25¢/ debit
monthly maintenance fee if balance not maintained)
- Interest bearing
Privilege Plus Checking
- No charge if a minimum $10,000 average daily balance, minimum
daily balance in a $10,000 CD or $10,000 savings account is
maintained. Otherwise, there
will be a $10 monthly maintenance fee
- One free wire transfer per month
- Interest bearing
- Free money orders and travelers checks
- 25 free photocopies/month
- Free Privilege Checks
- Free safe deposit box or $10 off a larger box (subject to
availability)
- 5 free domestic fax pages sent or 10 pages received/month
- Free ATM/Debit card
- No annual fee credit card
- Monthly Maintenance Charge of $5
- Per Debit Charge of 10¢ (first 50 debits are FREE)
- Per "on us" item deposited: 3¢ (first 50
items are FREE)
- Per "clearing or transit" item deposited: 6¢
- Returned deposit item charge of $1
Earnings credits are calculated on the average collected
balance and used to offset service charges. The earnings
credit rate at this time is 3.50%.
Sole proprietorships may choose to be paid interest instead
of an earnings credit. Federal law prohibits the paying
of interest to a corporation or partnership.
Write yourself a loan with
our Personal Reserve Line of Credit that may be
added to your checking account for your added convenience.
Note: The paying
of an overdraft is at the sole discretion of the bank and
is not an endorsement of overdrafts.
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Savings Plans
First United Bank offers savings plans designed to meet your
personal needs.
Statement Savings
Deposit or withdraw at any time; transferring money by phone
or ATM is an added convenience. Interest on Statement Savings
Accounts is posted monthly. Some withdrawal limitations apply.
Individual Retirement Account (IRA)
We offer a variety of investment options for retirement purposes.
Talk to one of our retirement professionals for details.
Joan Larson
Park River
284-7244 |
Cathy Nordquist
Park River
284-7244
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Certificates of Deposit
| Maturity |
Minimum |
Compounding Method |
| 3 mos |
$500.00 |
quarterly |
| 6 mos |
$500.00 |
semi-annually |
| 1 year |
$500.00 |
annually |
| 2 years |
$500.00 |
annually |
| 3 years |
$500.00 |
annually |
| 4 years |
$500.00 |
annually |
| 5 years |
$500.00 |
annually |
Junior Saver Program
- Start with a minimum of $300 per year or $25 per month auto
deposit
- Interest paid semi-annually
- Interest compounded semi-annually
- Variable rate based on our 12-month CD, changing annually
- Account matures at age 18 or in 5 years*
*Substantial penalty for early withdrawal
Super Saver Program
- Start with a minimum of $1200 per year or $100 per month
auto deposit
- Interest paid semi-annually
- Interest compounded semi-annually
- Variable rate based on our 24-month CD, changing annually
- One withdrawal of up to 10% of balance permitted each year
without penalty
- 5 year term*
*Substantial penalty for early withdrawal
- Low minimum balance of only $1,000
- Competitive rates
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