Checking Plans
We offer a variety of "Privilege" personal
checking account services.
Privilege Free Checking
- No minimum balance
- No charge for return of canceled checks
- Non interest bearing
Privilege Interest Checking
- Minimum daily balance of $500, or $1,000 average
balance, or $5,000 CD or savings. ($3.00 + 25¢/ debit
monthly maintenance fee if balance not maintained)
- No charge for return of canceled checks
- Interest bearing
Privilege Plus Checking
- No charge if a minimum $10,000 average daily balance, minimum
daily balance in a $10,000 CD or $10,000 savings account is
maintained. Otherwise, there
will be a $10 monthly maintenance fee
- No charge for return of canceled checks
- One free wire transfer per month
- Interest bearing
- Free money orders and travelers checks
- 25 free photocopies/month
- Free Privilege Checks
- Free safe deposit box or $10 off a larger box (subject to
availability)
- 5 free domestic fax pages sent or 10 pages received/month
- Free ATM/Debit card
- No annual fee credit card
Business Checking Accounts
- Monthly Maintenance Charge of $5
- Per Debit Charge of 10¢ (first 50 debits are FREE)
- Per "on us" item deposited of 3¢ (first 50
items are FREE)
- Per "clearing or transit" item deposited of 6¢
- Returned deposit item charge of $1
Earnings credits are calculated on the average collected
balance and used to offset service charges. The earnings
credit rate at this time is 3.50%.
Sole proprietorships may choose to be paid interest* instead
of an earnings credit. Federal law prohibits the paying
of interest to a corporation or partnership.
Write yourself a loan with
our Personal Reserve Line of Credit that may be
added to your checking account for your added convenience.
**Note: The paying
of an overdraft is at the sole discretion of the bank and
is not an endorsement of overdrafts.
|
