Insurance

Floris Link was born March 9, 1949 in Forest River, ND. She attended Grafton High School and graduated from there.

Her work experience includes: Grafton National Bank/Norwest Bank from November 1966 to December 1976. She started her career in the insurance business in March of 1985 when she worked for Norwest Insurance. She worked there until September of 1989. She then joined Capp Insurance in 1995 and worked there until it was purchased by First United Insurance. She has been with First United Insurance since 1998.

Floris has her Certified Insurance Service Representative (CISR) designation and is licensed in Property & Casualty and Life & Health insurance. Floris and her husband Bill have four children and three grandchildren and reside in Grafton, ND.

Timothy L. Dvorak was born in Prairie Center Township on March 23, 1955 to Sidney and Godfrey Dvorak.

He moved to Minto, ND, in 1962 and graduated from Minto High in 1973. He attended college at Devils Lake Junior College in Devils Lake, ND.

Tim has been involved with the insurance industry since 1983 when he worked for Farmers Union Insurance in Maddock, ND. He then moved to Grafton, ND, to work for Bremer for the next 16 years as manager of their agencies in the Red River Valley. He began his work for First United Insurance in 1999.

Tim, his wife Cori and children reside in Grafton, ND

Howard Ray was born and raised in Hamilton, ND, and graduated from Cavalier High School in 1961. He graduated with a bachelor's degree in business and math from Mayville State in 1966.

He began his banking career in 1970 with Grafton National Bank, which is now Wells Fargo. He joined First United in 2001 as a vice president of agricultural lending. He has been involved with crop insurance for many years.

Howard has been active in many community activities. He and his wife Karen, a first-grade teacher, have three children and reside in Grafton.

Frank Henley was born and raised in the state of Michigan and attended Michigan State University, where he began his sales career selling advertising for a local newspaper. In 1970, Frank went to work for Northwestern National Life Insurance Company. He moved to North Dakota in 1975 and traveled the state, working with agents doing estate planning and assisting in business insurance. In 1980 he went to work for Nodak Mutual Insurance, heading up their advanced underwriting department. Later he moved to Park River and set up an office there representing Nodak.

In 1990, he joined the independent agency system working with the Capp Insurance agency in Grafton. When First United Insurance purchased the Capp Agency in 1998, Frank continued with this arrangement. He is a fully licensed property and casualty and life insurance agent who specializes in crop insurance.

Frank's hobbies include hunting, fishing and raising Appaloosa horses.