Skip to main content

Business Banking

If You’re Looking For A Financial Partner That Understands Business In The Upper Red River Valley, Start With The Bank That Wrote The Book.

PR1903For your company to thrive in rural North Dakota, you need a bank that understands your business and your customers. At First United Bank, our commercial bankers have worked hard to develop deposit accounts and lending programs specifically to help local businesses succeed and grow.

A Local Bank That Sees The Big Picture
Every company is unique, and every business owner has his or her own priorities, goals and challenges. You don’t need a national bank to help you grow. In fact, history tells us just the opposite. An experienced, local partner like First United Bank understands the unique economy that we’re a part of, the exceptional communities we live in and the incredible opportunities we can look forward to here in eastern North Dakota. We put you and your business first because your success is the foundation of our own.

Commercial / Business Loans
Virtually every business in the world needs financing to get started, buy equipment and purchase a building. We can help you get things moving and keep business growing. At First United Bank, our lenders understand that business loans are all about possibilities, not simply rates and schedules.

Personal Reserve Line Of Credit
Write your own loan with First United Bank’s Personal Reserve Line of Credit. It’s simple to add it to your business checking account, and it’s convenient to use when your business needs funds to make ends meet. Just speak to any of our business bankers to see if your company qualifies.

People Are Amazed When They Learn This About Their Hometown Bank

Business Checking
$5 / month maintenance fee
$.10 / debit charge (first 50 free)
$.10 / "on us" item deposited (first 50 free)
$.06 / "clearing or transit" item deposited
$1 / item returned deposit charge
Earnings credits are calculated on the average collected balance and used to offset service charges. Please contact First United Bank for the current earnings credit rate.
Sole proprietorships may choose to be paid interest instead of an earnings credit.
Note: The paying of an overdraft is at the sole discretion of the bank and is not an endorsement of overdrafts.
Meet your Business Lenders for
Business Loans
Operating Lines Of Credit
Equipment Financing
Real Estate Financing
Meet your Business Lenders for

Banking Basics

EducationLearning healthy banking habits early on is a great way to help ensure a successful financial future. Check out these education pieces for teens and young adults, as well as some fun activities to help elementary-aged kids learn about banking.

Banking Basics

Commercial Insurance


First United Insurance understands the business of doing business. More than that, we understand that each business is unique. Fortunately, we are an independent insurance agency, which allows us to develop an insurance plan uniquely fitted to your company. The result is coverage that is customized to your business, providing you the peace of mind to make plans for the future without the uncertainty that can make business more challenging.

First United Insurance