Personal Banking

The Key To Getting What You Want Is Working With A Bank That Puts You First

First United Bank has several accounts tailored to suit your lifestyle. From IRAs and savings options that can help you plan for the future to a variety of checking accounts and loans, we have just what you are looking for.

Privilege Free
No Minimum Balance*
Non-interest Bearing
Free ATM/Debit Card
No Annual Credit Card Fee
Privilege Interest
$500 Minimum Daily Balance**
Interest Bearing
Free ATM/Debit Card
No Annual Credit Card Fee
Privilege Plus
$10,000 Minimum Daily Balance***
Interest Bearing
Free ATM/Debit Card
No Annual Credit Card Fee
Free Privilege Checks
Free Money Orders
One Free Wire Transfer Per Month
25 Free Photocopies Per Month
Free Safe Deposit Box Or $10 Off A Larger Box****
5 Free Domestic Fax Pages Sent Or 10 Pages Received Per Month
*
Minimum $100 Opening Deposit
**
Minimum daily balance of $500, or $1,000 average balance, or $5,000 CD or savings. ($3.00 + 25¢ / debit monthly maintenance fee if balance not maintained)
***
No charge if a minimum $10,000 average daily balance, minimum daily balance in a $10,000 CD or $10,000 savings account is maintained. Otherwise, there will be a $10 monthly maintenance fee
****
Subject to availability
Meet your Personal Bankers for

Regular Savings

Make a deposit or withdrawal at any time. For added convenience, transfer money by phone or ATM. Interest on Statement Savings Accounts is posted monthly. Some withdrawal limitations apply.

YouFirst Money Market Account

Write up to 3 checks/month on a money market account. Low minimum balance of only $1,000. Competitive rates.

Apply Now For A Savings Account

Individual Retirement Account (IRA)

We offer a variety of investment options for retirement purposes. Talk to one of our retirement professionals for details.
Apply Now For An IRA Account

 

Meet your Personal Bankers for
Meet your Retirement Professionals for
Maturity Minimum Compounding Method
3 months $500 quarterly
6 months $500 semi-annually
1 year $500 annually
2 years $500 annually
3 years $500 annually
4 years $500 annually
5 years $500 annually
Junior Saver Program
$25 Opening Deposit
Minimum Of $300 Per Year Or $25 Per Month Auto Deposit
Interest Paid Semi-annually
Interest Compounded Semi-annually
Variable Rate Based On Our 12-month CD, Changing Annually
Auto-renewable
Account Matures At Age 18 Or In 5 years
Substantial Penalty For Early Withdrawl
Super Saver Program
$100 Opening Deposit
Minimum Of $1,200 Per Year Or $100 Per Month Auto Deposit
Interest Paid Semi-annually
Interest Compounded Semi-annually
Variable Rate Based On Our 24-month CD, Changing Annually
Auto-renewable
5-year Term
One Withdrawal Of Up To 10% Of Balance Permitted Each Year Without Penalty
Substantial Penalty For Early Withdrawl
Meet your Personal Bankers for
Personal
Auto Loans
R.V./Camper Loans
Personal Loans
Debt Consolidation Loans
Personal Lines Of Credit
First United VISA Card
First United MasterCard Debit Card

Apply For A Personal Loan

Instructions:

  1. Open the online application (PDF)*
  2. Complete the form by clicking into each field and filling in the required information. Then, print out the completed application. You can also print out a blank application and complete it manually.
  3. Sign the completed form.
  4. Drop off the signed form at your local First United Bank or mail it to:

    Mike Shereck
    First United Bank
    1011 W. 11th St.
    Grafton, ND 58237

*This application is for personal loans only and is not to be used to apply for real estate loans.

Meet your Personal Lenders for

  • Money Orders
  • ATM/Debit Card
  • Safe Deposit Boxes
  • Cashier Checks
  • Wire Transfers
  • Direct Deposit

Switch Kit

Switching to a bank that puts you first has never been easier. Just use our Switch Kit to give us a little information, and we’ll take care of moving all your accounts for you!

Access Our Switch Kit

Personal Insurance

FUBIns-PMS

There is a lot of uncertainty in life. However, the right insurance can help us to focus on those things that are positive. At First United Insurance, we’re not tied to a single provider. Instead, we have the flexibility to develop coverage that is customized to your situation. From property insurance for your home to auto insurance for your vehicle, coverage on your boat to life insurance that makes certain your loved ones are taken care of no matter what, at First United Insurance have you covered.

First United Insurance