Checking

Managing your company’s money doesn’t need to be complicated. First United Bank has business checking accounts that make your job easier and your everyday transactions more flexible. Count on us to give you the foundation you need for you and your team to succeed.

Account Plans

Small Business CheckingBusiness Checking
(Business Analysis Checking)
“High Activity
Business Interest Checking
“Higher Balance”
No minimum balanceNo minimum balanceNo minimum balance
$5 / monthly service fee$5 / monthly service fee$5 / monthly service fee
$100 minimum opening deposit$100 minimum opening deposit$100 minimum opening deposit
$.10 / debit charge (first 50 are free),
$.03 / “on us” item deposited (first 50 are free) and
$.06 / “clearing or transit” item in a deposit
$.10 / debit charge (first 50 are free),
$.03 / “on us” item deposited (first 50 are free) and
$.06 / “clearing or transit” item in a deposit
$1 / item charge on returned deposit$1 / item charge on returned deposit
Earnings credit allowance on deposit balance may offset activity fees.Earns monthly interest on deposit balance to offset activity fees.

Earnings credits are calculated on the average collected balance and used to offset service charges. Please contact First United Bank for the current earnings credit rate.

Sole proprietorships may choose to be paid interest instead of an earnings credit.

Note: The paying of an overdraft is at the sole discretion of the bank and is not an endorsement of overdrafts.

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